Opening up the market is the solution. Medicare for all is a prescription for national bankruptcy. The key is to allow people to make choices in accordance with their needs. Medical Savings Accounts, means testing for Medicare, tort reform and unleashing the entrepreneurial forces in the economy to find solutions will go a long way towards fixing these problems. It will be interesting to see what happens after the mid-term elections. Don't be surprised if the results turn out much differently than the so-called pundits are predicting.