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Leaders In Lending is a show for lending professionals who want to grow their consumer lending programs and improve their consumer experiences. Consumers continue to expect faster, easier online experiences...
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Leaders In Lending is a show for lending professionals who want to grow their consumer lending programs and improve their consumer experiences. Consumers continue to expect faster, easier online experiences from every company—and our knowledgeable guests will share how they are bringing their organizations and lending products forward into the future.
Every week, Leaders In Lending will bring you actionable advice and key learnings from experienced leaders to help you navigate the future of consumer lending.
show less
Every week, Leaders In Lending will bring you actionable advice and key learnings from experienced leaders to help you navigate the future of consumer lending.
Leaders in Lending
Leaders in Lending
The Buckeye Boom: Ohio’s Growth in Tech
10 JUL 2024 · When it comes to the tech revolution, it’s not all about the coasts or the biggest cities. Although areas like Silicon Valley continue to dominate the headlines and the public imagination, there’s an undercurrent of tech growth and innovation in “Heartland” and “Rust Belt” areas like Ohio.
This week, host Lynn Sautter Beal talks with https://www.linkedin.com/in/chris-berry-073aa75, President and CEO of https://www.ohiox.org/, about the vibrant growth of Ohio's tech industry. Chris explains the industry’s historical evolution in the state, its current challenges, and significant breakthrough investments from major companies like Intel and Google.
Discussed in this episode:
- What strategic leadership and groundwork efforts led to multibillion-dollar investments from Fortune 500 companies
- The uniquely collaborative nature of Ohio’s tech industry
- How states like Ohio can leverage their geography to further develop their tech industry
- Initiatives to expose K-12 students in Ohio to skills and careers in tech
Niche Markets, High Impact: Leading the Charge in Early-Stage Credit Facilities
26 JUN 2024 · In today’s episode, host Lynn Sautter Beal talks with https://www.linkedin.com/in/jillian-jaccard-murrish-b324a52b/, CEO of https://www.pieram.com/, about the waves she and her firm are making in the market — targeting less liquid and underserved areas while focusing on secondary markets and early-stage credit facilities. Jillian shares her journey from working in online real estate to co-founding Pier Asset Management, while offering valuable lessons on flexibility, operational ease, and evolving borrowing bases for early-stage originators along the way.
Join us as we discuss:
- Why early-stage originators should avoid using expensive equity capital to fund loans
- The change in defining secured vs. unsecured lending
- How targeting less liquid areas can help generate alpha and deliver better returns for investors
- The role of privacy, reputational risk, and the regulatory environment play in decision-making in evaluating potential partners and deals
Shaping Pragmatic Regulations for FinTech Innovation
12 JUN 2024 · There’s no one-size-fits-all approach to regulation in the world of financial services. Sometimes it’s a matter of encouraging fintech companies to engage in responsible behaviors—and other times it’s a matter of allowing responsible FinTech companies to continue operating responsibly without regulatory burdens.
This week’s host, Lynn Sautter Beal, is joined by https://www.linkedin.com/in/phil-goldfeder-00430712b/, CEO at https://www.linkedin.com/company/american-fintech-council/, and former New York State Assembly member. Phil has a wealth of experience and knowledge in the realm of regulatory policy—and all of it is informed by the idea of practical and realistic progress that doesn’t get in the way of responsible financial service providers doing their work, or get in the way of people receiving the financial services they need and deserve.
Join us as we discuss:
- How federal regulatory structures can evolve to support FinTech advancements
- The unintended consequences of “reactionary regulation”
- Key efforts in establishing industry standards without regulatory mandates
- The value of working groups and listening sessions involving various players in FinTech
Navigating the Data Race in Financial Services
29 MAY 2024 · For financial service professionals, it’s important to meet the needs of their customers and clients. But it’s equally important that they ensure they’re leaving no stone unturned when it comes to harnessing the latest technological solutions that can make their job — and the consumer’s experience — as frictionless as possible.
This week, host Matt Snow is joined by https://www.linkedin.com/in/gregblausey/, Senior Director of Banking Industry Solutions & Strategy at https://www.salesforce.com/mx/?ir=1, and https://www.linkedin.com/in/amir-madjlessi/, Managing Director and Banking Industry Advisor at https://www.salesforce.com/mx/?ir=1. Greg and Amir bring a commitment to (and insights on) streamlining processes within financial institutions to better serve the customer, and allow financial professionals to focus on what they do best.
Discussed in this episode:
- The importance of fresh and representative data
- How finance can learn from the world of retail when it comes to the onboarding experience
- What it looks like to take an outcome-based approach in adopting new technologies
- Balancing using data usage for personalized service and addressing privacy concerns and regulations
Under Inflationary Pressure: Reshaping Strategy
22 MAY 2024 · On today’s episode, host Lynn Sautter Beal is joined by https://www.linkedin.com/in/matthew-hrna-45b60847/, Senior Vice President at https://www.regions.com/personal-banking to discuss inflationary pressures and market volatility impacting banks today. Leveraging over a decade of expertise and experience, Matt covers a wide range of challenges and opportunities faced by players throughout the financial industry.
Although economic uncertainty continues to abound, there are systems and practices lenders can take advantage of to mitigate risk while adopting innovative solutions—all of which Matt helps us uncover.
Join us as we discuss:
- Consumers turning to Home Equity Lines of Credit (HELOCs) to address various financial needs
- The impact of the student loan repayment resumption on credit behavior
- Why all lenders should develop a “recession playbook” and remain proactive amid uncertainty
- The importance of maintaining primacy and deepening relationships with existing customers
The Fairness Frontline: Insights in Fair & Responsible Banking
15 MAY 2024 · For many in the financial industry, it’s not hard to see banks and financial institutions committed to providing services that are both effective AND ethical. But all that work is for nothing if fair and responsible banking practices aren’t carried out successfully.
Today, host Lynn Sautter Beal speaks with https://www.linkedin.com/in/lindsayyousif/ (Executive Director of https://www.linkedin.com/in/lindsayyousif/y) and https://www.linkedin.com/in/nicholas-roesler-2a815056/ (Fair and Responsible Banking Officer athttps://www.usbank.com/index.html). In their roles as chairs of the CBA’s Fair and Responsible Banking Committee, Lindsay and Nick have done plenty of work and acquired plenty of knowledge on how to proactively and collaboratively address opportunities and concerns in the realm of fair and responsible banking.
Join us as we discuss:
- How to leverage a strong network of banks for guidance and best practices
- The challenges posed by non-prescriptive guidances and how financial institutions can navigate them
- Hiring and retaining talent in fair and responsible banking
No Place Like Home Equity: 2024 Lending Insights
8 MAY 2024 · This week, host Matt Snow talks with https://www.linkedin.com/in/mike-shepard-7ba9b313/, Senior VP - Head of Consumer Lending Partnerships at https://careers.usbank.com/global/en, about trends, best practices, and concerns within the world of home equity lending. 2022 was a strong year for the industry despite the upward trajectory of interest rates, and homeowners are continuing to leverage home equity for purposes like debt consolidation and home improvement projects. Still, the industry remains in flux — with regulatory developments, consumer sentiment, and tech advancements shaping the scope of best practices.
Leveraging his years of experience in the industry, as well as his role as chair of the Home Equity Lending Committee, Mike provides plenty of actionable insights for lenders and consumers alike.
Join Matt and Mike as they discuss:
- The main challenges of today’s home equity lending market
- What factors are contributing to Matt’s sense of cautious optimism regarding home values
- The vital role of collaboration within institutions like the Home Equity Lending Committee.
- How the uses of home equity funds have shifted over the years
Launching Upstart’s AI Certification Course
1 MAY 2024 · AI is top of mind for most financial services organizations, but the question of, 'where to begin?' remains. Upstart's new AI in Financial Services Professional Certification course is designed to give banking professionals a firm grounding for the potential of AI in financial services —with a particular focus on credit—as well as practical tools to help them begin the journey of applying AI inside their organizations.
This week, host Lynn Sautter Beal is joined by https://www.linkedin.com/in/jeffkeltner/, Startup Advisor at https://www.upstart.com/ — and former “Leaders in Lending” host — to talk about Upstart’s https://aicertification.upstart.com/introduction-to-ai.
Discussed in this episode:
- Why Upstart decided to develop the course — and who it’s for
- The content and structure of the course modules
- Process of developing the course (from writing scripts to recording lessons)
- The importance of empowering financial services professionals with knowledge of AI tailored to their field
Register for the course, which is free for a limited time: https://live-upstart-ms.pantheonsite.io/ai-certification/
2024 Auto Trends: Financing, Sales, and Consumer Behavior
1 MAY 2024 · On today’s episode, host Matt Snow is joined by https://www.linkedin.com/in/melinda-zabritski-3951834/, Sr. Director at https://www.experian.com/automotive/auto-data, and https://www.linkedin.com/in/mark-pregmon-aa4b922/, Head of Credit Operations at https://www.usaa.com/. Whether due to rapid technological innovations (like the advent of electric vehicles) or economic factors (everything from lending rates to unemployment), the landscape of auto sales and lending is shifting more rapidly than ever.
With their collective experience and expertise in lending and the auto market, Mark and Melinda are perfectly suited to help us make sense of this current moment — to give us a sense of where we may be heading.
Discussed this week:
- Why concerns surrounding affordability persist, despite the rise in average loan amounts
- The challenges hindering EV adoption
- How limited inventory impacts affects loan-to-value ratios and shapes consumer purchasing patterns
- Growing delinquency rates, and what they may be attributed to
Charting the Economic Horizon: Resiliency, Risk and Credit Trends
24 APR 2024 · To reliably forecast what the future of finance the economy holds, you must be able to assess the current moment.
This week, host Lynn Sautter Beal speaks with https://www.linkedin.com/in/joseph-mayans/, Chief Economist at https://www.experian.com/, who shares his economic and credit outlook for the year ahead in 2024, along with consumer credit trends and potential risk areas.
Join us as we discuss:
- Key factors shaping a more optimistic 2024 compared to 2023
- The dichotomy between a strong economy and labor market with slow credit growth
- Consumer spending and increased delinquencies
- The housing market and potential risks on the horizon
Leaders In Lending is a show for lending professionals who want to grow their consumer lending programs and improve their consumer experiences. Consumers continue to expect faster, easier online experiences...
show more
Leaders In Lending is a show for lending professionals who want to grow their consumer lending programs and improve their consumer experiences. Consumers continue to expect faster, easier online experiences from every company—and our knowledgeable guests will share how they are bringing their organizations and lending products forward into the future.
Every week, Leaders In Lending will bring you actionable advice and key learnings from experienced leaders to help you navigate the future of consumer lending.
show less
Every week, Leaders In Lending will bring you actionable advice and key learnings from experienced leaders to help you navigate the future of consumer lending.
Information
| Author | Sweet Fish |
| Organization | Sweet Fish |
| Categories | Technology , Business , Education |
| Website | www.spreaker.com |
| leadersinlending@gmail.com |
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