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Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like...
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Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
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How to Money
How to Money
Transcribed
18 OCT 2024 · Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: click to cancel, better business policies, longer loans, upside down autos, AI generated podcasts, Flyhomes, luxury goods inverted supply/demand, pricey lotto tickets, would you tattoo?, cloudy forecast for real estate in the sunshine state, prepaying principal, and higher heating bills. Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. https://www.howtomoney.com/start-here/
- Sign up for the weekly https://www.howtomoney.com/newsletter/. It’s fun, free, & practical.
- Join a thriving community of fellow money in the https://www.facebook.com/groups/1623670287732189
- Find the best credit card for you with our new https://www.howtomoney.com/creditcardtool!
- Massively reduce your https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/ each month by switching to a discount provider like Mint Mobile.
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2 or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend! Best friends out!See https://omnystudio.com/listener for privacy information.
Transcribed
16 OCT 2024 · “Humankind finds itself at a strange crossroads; we know intuitively that true wealth – real wealth, soulful wealth – is about far more than mere money. Yet, far too often, we act as though money is an end unto itself, sacrificing some of the richest parts of our lives in its pursuit.” Quoted directly from Dr. Daniel Crosby’s new book, The Soul of Wealth. Daniel is making a rare, second appearance here on the podcast because when you write multiple fantastic books on investing and personal finance, we’re going to want to have you back on! He’s a psychologist, the Chief Behavioral Officer at Orion Advisor Solutions, and author of many thought-provoking books that are more than just “investing guides.” Listen as we have a great conversation about finding balance between financial wealth and true wealth, all in pursuit of living a good life! Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. https://www.howtomoney.com/start-here/
- Sign up for the weekly https://www.howtomoney.com/newsletter/. It’s fun, free, & practical.
- Join a thriving community of fellow money in the https://www.facebook.com/groups/1623670287732189
- Find the best credit card for you with our new http://howtomoney.com/creditcards!
- Massively reduce your https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/ each month by switching to a discount provider like Mint Mobile.
- Don’t be cheap and forego getting a life insurance policy. http://policygenius.go2cloud.org/aff_c?offer_id=485&aff_id=1664&redirect_slug=howtomoney-life
During this episode we enjoyed a Beach Slap by Brewyard Beer Co – a big thanks to Better Joel, JO, 5am Joel for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2 or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See https://omnystudio.com/listener for privacy information.
Transcribed
14 OCT 2024 · Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at https://www.howtomoney.com/ask/ . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - How can I pay less in taxes while making a big Roth IRA conversion? 2 - Should I dollar cost average over 6 to 12 months, or should I simply invest it all at once? 3 - After paying off a ton of student loans, how can I get caught up on my retirement savings? 4 - What are some underrated ways to scrimp and save for a home down payment? 5 - Is there a passive investing bubble and should I hedge my investments? Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. https://www.howtomoney.com/start-here/
- Sign up for the weekly https://www.howtomoney.com/newsletter/. It’s fun, free, & practical.
- Join a thriving community of fellow money in the https://www.facebook.com/groups/1623670287732189
- Find the best credit card for you with our new https://www.howtomoney.com/creditcards!
- Massively reduce your https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/ each month by switching to a discount provider like Mint Mobile.
During this episode we enjoyed a Kanpai Krisp by Brewyard Beer Co – a big thanks to Better Joel, JO, 5am Joel for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2 or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See https://omnystudio.com/listener for privacy information.
Transcribed
11 OCT 2024 · Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: let’s go Tigers!, dumb debit, new credit card fees, targeted refund checks, everyone’s an entrepreneur, new healthcare stipends, job switchers retiring with less, asinine arbitration, Wall Street landlords, flood insurance, FEMA housing assistance, $ talk, and eccentric economic expectations. Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. https://www.howtomoney.com/start-here/
- Sign up for the weekly https://www.howtomoney.com/newsletter/. It’s fun, free, & practical.
- Join a thriving community of fellow money in the https://www.facebook.com/groups/1623670287732189
- Find the best credit card for you with our new https://www.howtomoney.com/creditcardtool!
- Massively reduce your https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/ each month by switching to a discount provider like Mint Mobile.
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2 or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend! Best friends out!See https://omnystudio.com/listener for privacy information.
Transcribed
9 OCT 2024 · The reason there are so many hard seltzers on the market, the type of car you’re looking to buy, even why women wear children’s clothing – our guest today is going to share why it is in fact TAXES that are behind nearly every aspect of our lives. We’re doing a deep dive as to how taxes tend to direct our behavior and decision making in ways that most folks don’t realize, and those are just a few of the examples that we discuss today. We’re joined today by Scott Hodge who has over 35 years of tax policy experience. More recently he led the Tax Foundation, a Washington DC based think-tank, for over two decades. And today we’re going to discuss his recently published book, Taxocracy which is full of examples of how misguided tax policy has led to the world we live in today. Most people think of taxes as an annoying aspect of life, but our conversation today reframes it as another powerful invisible hand at work in the market! Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. https://www.howtomoney.com/start-here/
- Sign up for the weekly https://www.howtomoney.com/newsletter/. It’s fun, free, & practical.
- Join a thriving community of fellow money in the https://www.facebook.com/groups/1623670287732189
- Find the best credit card for you with our new http://howtomoney.com/creditcards!
- Massively reduce your https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/ each month by switching to a discount provider like Mint Mobile.
- Don’t be cheap and forego getting a life insurance policy. http://policygenius.go2cloud.org/aff_c?offer_id=485&aff_id=1664&redirect_slug=howtomoney-life
During this episode we enjoyed a United by Pure Project Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2 or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See https://omnystudio.com/listener for privacy information.
Transcribed
7 OCT 2024 · Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at https://www.howtomoney.com/ask/ . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - What are the tax implications as I start to invest funds for my newborn nephew? 2 - Is it too risky to use a HELOC for an investment property down payment? 3 - How can I rebalance my portfolio away from stocks in the most tax-efficient way possible? 4 - Who should I follow for the best stock tips? 5 - Does it make sense to use a credit card for some expensive home repairs I have coming up? Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. https://www.howtomoney.com/start-here/
- Sign up for the weekly https://www.howtomoney.com/newsletter/. It’s fun, free, & practical.
- Join a thriving community of fellow money in the https://www.facebook.com/groups/1623670287732189
- Find the best credit card for you with our new https://www.howtomoney.com/creditcards!
- Massively reduce your https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/ each month by switching to a discount provider like Mint Mobile.
During this episode we enjoyed an Up Stream by Fremont Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2 or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See https://omnystudio.com/listener for privacy information.
Transcribed
4 OCT 2024 · Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: Helene relief, mega backdoor Roth, dockworkers strike against automation, time to book holiday travel, Southwest switcheroo, online passport renewals, Robinhood hidden fees, Gen Z out-investing Boomers, student loan shifts, fintech faux pas, bustling brick and mortar branches, and political economic malpractice. Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. https://www.howtomoney.com/start-here/
- Sign up for the weekly https://www.howtomoney.com/newsletter/. It’s fun, free, & practical.
- Join a thriving community of fellow money in the https://www.facebook.com/groups/1623670287732189
- Find the best credit card for you with our new https://www.howtomoney.com/creditcardtool!
- Massively reduce your https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/ each month by switching to a discount provider like Mint Mobile.
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2 or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend! Best friends out!See https://omnystudio.com/listener for privacy information.
Transcribed
2 OCT 2024 · Ok, here us out: retirement is a topic that we talk about all the time here at How To Money, but simultaneously we probably don’t talk about it nearly enough! How is that possible you might ask? Well, we are oftentimes discussing retirement through the lens of investing – spending less and cutting costs so you can invest more… for retirement, maxing out your Roth IRA… for retirement! We’re typically approaching retirement from our personal perspective and it’s no surprise to anyone that we’re not actually retired. We still *think* we’re young bucks even though we’re arguably in mid-life, but because of that we might not cover the nuts and bolts that go into actually retiring, as often as maybe we should. We definitely don’t do it as well as Christine Benz which is just one of the reasons we’re pumped to have her join us today. Christine is a long-time contributor to Morningstar, the fantastic investment research site that we often reference here on the pod. Specifically, she’s the director of personal finance for Morningstar as well as author of the new book, “How to Retire: 20 lessons for a happy, successful, and wealthy retirement.” We get into Chrinstine’s investing shortcomings, how the Morningstar rating system has evolved over the years, how the definition of retirement is also evolving, the value of work, the impact of retirement on relationships, and more! Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. https://www.howtomoney.com/start-here/
- Sign up for the weekly https://www.howtomoney.com/newsletter/. It’s fun, free, & practical.
- Join a thriving community of fellow money in the https://www.facebook.com/groups/1623670287732189
- Find the best credit card for you with our new http://howtomoney.com/creditcards!
- Massively reduce your https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/ each month by switching to a discount provider like Mint Mobile.
- Don’t be cheap and forego getting a life insurance policy. http://policygenius.go2cloud.org/aff_c?offer_id=485&aff_id=1664&redirect_slug=howtomoney-life
During this episode we enjoyed a Strangest of Places by Pure Project! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2 or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See https://omnystudio.com/listener for privacy information.
Transcribed
30 SEP 2024 · Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at https://www.howtomoney.com/ask/ . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - What are some pros and cons of combining our finances as newlyweds? 2 - How much more should I be willing to pay for health insurance if it means I can contribute to an HSA? 3 - Should I consider extra money over the limit in my 401k as an emergency fund or as retirement savings? 4 - I purchased an expensive car during the pandemic at 5%. I’m currently paying extra on it but should I unload it completely? Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. https://www.howtomoney.com/start-here/
- Sign up for the weekly https://www.howtomoney.com/newsletter/. It’s fun, free, & practical.
- Join a thriving community of fellow money in the https://www.facebook.com/groups/1623670287732189
- Find the best credit card for you with our new https://www.howtomoney.com/creditcards!
- Massively reduce your https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/ each month by switching to a discount provider like Mint Mobile.
During this episode we enjoyed a Head Full of Dynomite by Fremont Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2 or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!See https://omnystudio.com/listener for privacy information.
Transcribed
27 SEP 2024 · We have a very special episode for you this Friday as we were interviewed by our friend Jordan Grumet for his podcast Earn & Invest! Jordan is a friend of ours and we’ve had extensive conversations about personal finances but we always end up finding ourselves talking about life fulfillment and ultimate happiness. And that’s exactly what happened during this episode with Jordan as he asked us about our own personal spending, how we’ve seen our expenses swell, whether we should love or leave lifestyle creep, and plenty more during today’s episode! Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. https://www.howtomoney.com/start-here/
- Sign up for the weekly https://www.howtomoney.com/newsletter/. It’s fun, free, & practical.
- Join a thriving community of fellow money in the https://www.facebook.com/groups/1623670287732189
- Find the best credit card for you with our new https://www.howtomoney.com/creditcardtool!
- Massively reduce your https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/ each month by switching to a discount provider like Mint Mobile.
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2 or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend! Best friends out!See https://omnystudio.com/listener for privacy information.
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like...
show more
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
show less
Information
| Author | How Stuff Works |
| Organization | iHeart Podcasts |
| Categories | Investing |
| Website | - |
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