Digital wallet is the new engine of mobile commerce. From a big mall to local vendors, everyone is leveraging towards the power of cashless. No more carrying a physical wallet as our mobile acts as our handy, reliable, and portable wallet. The essence of a mobile wallet is to pay your bills online instantly, without having to pay by cash or use your credit or debit card all the time. It acts like a virtual wallet, which can be preloaded with your preferred amount of money from your bank account or credit or debit cards and used to spend it online. You can simply use a smartphone or tablet to make all your payments online.