Featured today: Vaccines -- how long till they make a difference? At least a year. Germany just announced "4-5 months of severe lockdown.” Michigan, NJ and Washington State all announce new lockdowns.  2021: The year of mass bailouts or mass bankruptcies.  With a divided government, will stocks have to tank again to force action? Presidential playing out according to scripts: chaotic vote counts, legal challenges, whoever loses feels cheated.  Legitimacy of political system now questioned by half the country.  The big question, are the people in charge morons or are they geniuses busy implementing their plan to enslave humanity.