Have you ever been contacted out of the blue by your bank and asked to share your personal details?

Well, you could have been just one of thousands whose been targeted by a fraudster.  

And as technology gets more sophisticated, the scammers are getting smarter and savvier.

So, how can you spot a scam? What’s being done to stop this? And how can we better protect ourselves?

ITV News Reporter Kaf Okpattah tells Yasmin Bodalbhai What You Need to Know…