Kerry Lutz hosted a discussion with Paul Oster from betterqualified.com, focusing on the implications of a 50 basis point cut and new student loan forbearance rules. Paul Oster noted that the rate cut would have minimal effects on consumers, recommending that borrowers maintain higher payments to expedite debt repayment. He provided strategies for managing credit card debt, including the use of 0% balance transfer options, and emphasized the importance of having a solid plan for credit management. As the freeze on income repayment programs for student loans is set to end on September 30th, Paul Oster urged borrowers to take proactive measures, utilize resources at studentaid.gov, and engage with their loan servicer's to avoid the consequences of missed payments. The conversation also highlighted the benefits of Better Qualified's AI-driven credit reporting service, which offers personalized insights and faster results, and encouraged listeners to take advantage of free consultations and sign up for a newsletter for more information. Find Paul here: Betterqualified Find Kerry here: FSN and here: Inflation.Cafe