I know Christmas is a crazy time of year and sometimes your budget can get away from you but if I have one piece of advice for First Home Buyers at this time it is to check your spending.

Use the downtime to look over your spending habits suring 2022 and make some changes that your future self will thank you for.

If you want some more help to smash your financial goals in 2023 then check out my online course https://courses.360mortgagesolutions.com.au/tmm/