The insurance industry is the very definition of the word conservative. Change comes extremely slowly to this giant profitable segment of the economy. They’ve been slow to adapt to technology, with many of them still running their businesses on antiquated main-frame computers. Sean designed Kin Insurance from scratch. With direct sales and state of the art systems, Sean has cut costs by 50 percent and claims payouts are 15 percent under the industry average. All this while managing to insure properties in challenging, catastrophe prone markets. Not bad.