Greetings.  Join me, Doctor Dayciaa Smith McCondichie, for the second episode in the "Money Matters for Christians:  Part II-Saving and Spending" financial series on Divine Experience airing Wednesday, January 16, 2019 @ 5:30 pm CST.  We'll talk about POIs, and I'll give tips on how you can reform and transform unhealthy spending habits to become more frugal in your day-to-day money management and practice better stewardship.  In talking about spending and saving, we will incorporate Biblical principles such as moderation, self-control and wisdom. Tune in for this terrific show.  Amen!!!