8/27/2013 The latest episode of the "They Don't Teach You This Podcast" is brought to you by oXYGen Financial, serving the X & Y Generation and millennials since 2008. oXYGen provides financial planning and investment advice and allows you, the listener, to book a consultation with Tyler or Kurt for FREE with no obligation to move forward. Just go to www.oxygenfinancial.net today to get your own personal financial advice! Follow us on Twitter @tdtpod - Podcast Twitter account @TylerHuck - Host @KurtDBrucker - Co-Host @AllieKayeSays - Co-Host   Follow us on Facebook They Don't Teach You This Podcast     In this episode we talk all about open enrollment at work. PPO vs HMO? HSA vs FSA? Voluntary benefits? How much life insurance should you have? Should you even bother with disability insurance?   We talk about all these topics and more in this episode to get you ready to answer all those questions in that big booklet you receive from HR!  --- As usual, don't hesitate to tweet us or message us on Facebook with questions, comments, or feedback.  You can subscribe to the podcast anywhere you find your podcasts.  Please rate and review us on iTunes! We hope you are already breathing easier about life!