If you are a very low income motorist who can not get state sanctioned insurance coverages, there are lots of approaches in which you may shop around for more expensive coverages. Automobile insurance is a costly requirement for low income households, and vehicle insurance is a legal requirement in most states, possibly costing them tens of thousands of dollars every month. But do not stress low income households can purchase auto insurance for low income people from state government plans and classic insurance businesses.
https://www.consumercoverage.com/auto/car-insurance-for-low-income